Affordable Living in Kilmarnock: Inside 60 Byway Dr, a Move-In Ready Home Priced at $279,900
If you've been searching for affordable homes for sale in Kilmarnock, VA, I want to introduce you to a property I'm especially excited about. 60 Byway Dr just hit the market at $279,900, and it's exactly the kind of home that reminds me why I love what I do: helping people trade rent payments for a place that's truly theirs.
Why This Kilmarnock Home Stands Out
I've spent 27 years selling real estate here on the Northern Neck, mostly in the luxury and waterfront space. But every once in a while, a listing comes along that's just as meaningful in a different way, and this one is it. 60 Byway Dr is a 3 bedroom, 2 full bath home offering just over 1,100 square feet of comfortable, one-level living in a quiet, established Kilmarnock neighborhood.
What makes this home an easy decision for buyers is what's already been taken care of. The HVAC system was installed in 2025 and is still under a 10 year warranty. The home also features a tankless water heater, so hot water is never in short supply. The refrigerator, stove, washer, dryer, and microwave have all been updated in recent years as well. That means less guessing, fewer surprises, and more peace of mind for a buyer who's ready to stop renting and start building equity.
What's Inside 60 Byway Dr
Step inside and you'll find hardwood floors running through the main living areas, with newer carpet in the bedrooms for a warm, cozy feel underfoot. The home is all one level, making day-to-day living simple and low maintenance.
Outside, a screened porch offers a quiet spot to enjoy your morning coffee without the bugs, while a fully fenced backyard gives you room for pets, kids, or just a little extra privacy. A storage shed rounds things out, giving you space for tools, bikes, or anything else that needs a home. The property is connected to public water and sewer, one less thing to think about after closing.
Is Kilmarnock, VA a Good Place to Buy a Home?
Kilmarnock sits in the heart of Lancaster County on Virginia's Northern Neck, known for its small-town feel, walkable downtown, and easy access to the Chesapeake Bay and Rappahannock River. It's a great fit for first-time buyers, downsizers, and anyone looking for a lower cost of living without giving up community and convenience. Compared to nearby urban markets, Kilmarnock offers meaningfully more affordable home prices while still being close to shopping, healthcare, and local dining.
What Does It Cost to Buy a $279,900 Home in Kilmarnock?
For buyers exploring financing options, here's a general idea of what a home in this price range can look like with a low down payment loan program. These are estimates only and will vary based on your individual rate, taxes, and insurance, so I always recommend speaking with a local lender to get exact numbers for your situation.
- Down payment (3.5%): roughly $9,800
- Estimated loan amount: roughly $270,100
- Estimated monthly principal and interest: roughly $1,700 to $1,800, depending on final rate and mortgage insurance
- Estimated cash needed to close: roughly $15,000 to $18,000, including down payment and closing costs
If you're a veteran or active duty service member, a VA loan could make this home possible with 100% financing, meaning no down payment at all. I work closely with several trusted lenders who can walk you through every loan option available and help you figure out the scenario that makes the most sense for your situation.
Frequently Asked Questions About 60 Byway Dr
How many bedrooms and bathrooms does 60 Byway Dr have? The home has 3 bedrooms and 2 full bathrooms, all on one level.
Is the HVAC system new? Yes, the HVAC system was installed in 2025 and remains under a 10 year warranty.
Does the home have a garage? No, the home does not have a garage, but it does include a storage shed in the fully fenced backyard.
Is 60 Byway Dr on public water and sewer? Yes, the property is connected to public water and sewer.
What is the listing price of 60 Byway Dr? The home is listed at $279,900.
Let's Find Your Place on the Northern Neck
Whether you're buying your very first home or looking for a low-maintenance property in a friendly community, I'd love to help you take the next step. Reach out anytime to schedule a showing of 60 Byway Dr, or to talk through what buying a home on the Northern Neck could look like for you.
Mary Burgess Bragg & Co Licensed in the Commonwealth of Virginia