Deciding where to buy in the Northern Neck is a crucial step in finding your perfect home. Each county offers unique characteristics and amenities, making it important to choose the one that best fits your lifestyle and needs. Below, we provide an overview of Lancaster, Northumberland, Middlesex, Richmond, and Westmoreland Counties to help guide your decision.
We’ll Help You Decide Between the Different Locations

Lancaster County
Lancaster County: The Heart and Soul of Northern Neck Living
Welcome to Lancaster County, the vibrant centerpiece of the Northern Neck that seamlessly blends coastal charm with modern conveniences. As the most populous county in the region, Lancaster offers a perfect balance of serene waterfront living and the comforts of a well-established community. Here, you’ll find all the necessary amenities to make daily life a breeze, from well-stocked grocery stores to a diverse array of dining options that satisfy every palate.
At the heart of Lancaster’s appeal is the enchanting town of Irvington, a true gem that captures the essence of small-town America. Picture tree-lined streets with welcoming sidewalks, where neighbors greet each other by name and the sense of community is palpable. Irvington’s local shops and restaurants add character and flavor, inviting residents and visitors alike to slow down and savor the moment.
Lancaster County doesn’t just offer convenience; it provides a lifestyle. Imagine starting your day with a stroll along the water’s edge, followed by a visit to a local farmer’s market. Spend your afternoon exploring boutique shops or enjoying a leisurely lunch at a waterfront restaurant. As evening falls, gather with friends for a community event or simply relax on your porch, watching the sun set over the Rappahannock River.
For those who love the water, Lancaster County is a paradise. With its extensive shoreline along the Chesapeake Bay and various rivers, opportunities for boating, fishing, and water sports abound. The county’s marinas and public access points make it easy to embrace the coastal lifestyle, whether you’re a seasoned sailor or a casual paddleboarder.
Culture thrives here too, with a robust arts scene and year-round events that bring the community together. From the Irvington Farmers Market to the Kilmarnock Lighted Christmas Parade, there’s always something happening to keep you connected and engaged.
In Lancaster County, you’re not just finding a place to live; you’re discovering a place to truly call home. It’s where the charm of coastal living meets the comfort of modern amenities, all wrapped in the warm embrace of a welcoming community. Whether you’re looking for a permanent residence, a weekend getaway, or the perfect place to retire, Lancaster County offers the best of Northern Neck living, right at your fingertips.

Northumberland County
Northumberland County: A Haven of Tranquility in the Northern Neck
Nestled at the heart of the Northern Neck, Northumberland County stands as a testament to rural coastal living at its finest. This expansive county offers a retreat from the fast-paced world, inviting residents and visitors alike to embrace a lifestyle where peace and nature reign supreme. Here, vast stretches of farmland meet the serene waters of the Chesapeake Bay, creating a landscape that soothes the soul and rejuvenates the spirit.
Northumberland’s charm lies in its unhurried pace and wide-open spaces. While amenities may require a bit more of a drive, the trade-off is immeasurable – think starry nights unobstructed by city lights, mornings greeted by the calls of waterfowl, and evenings spent watching the sun dip below the horizon from your private pier. This county is tailor-made for those who value solitude and natural beauty over the convenience of urban living.
The area’s small towns, like Reedville with its fishing heritage, offer glimpses into a simpler way of life. For outdoor enthusiasts, Northumberland is a paradise, with abundant opportunities for boating, fishing, hiking, and bird watching. Whether you’re dreaming of a secluded waterfront estate, a historic farmhouse surrounded by acres of land, or a cozy cottage tucked away in the woods, Northumberland County provides the perfect backdrop for those seeking to escape the hustle and bustle of city life.
In Northumberland, you’re not just buying a property; you’re investing in a lifestyle – one where time slows down, neighbors become friends, and the beauty of the Chesapeake Bay becomes an integral part of your daily life. It’s a place where you can truly unwind, reconnect with nature, and create lasting memories in the tranquil heart of the Northern Neck.

Middlesex County
Middlesex County: Where Charm Meets the Chesapeake
Nestled along the southern banks of the Rappahannock River, Middlesex County emerges as a captivating tapestry of waterfront allure and small-town hospitality. This picturesque region, anchored by the charming towns of Urbanna and Deltaville, has become a magnet for Richmond residents seeking the perfect weekend escape. Middlesex County offers a unique blend of coastal living and quaint community spirit that’s hard to resist. In Urbanna, you’ll find historic streets lined with boutique shops and seafood restaurants, while Deltaville beckons with its marinas and sailing culture. The area’s calendar is dotted with events like the famous Urbanna Oyster Festival, celebrating the region’s rich fishing heritage. For those drawn to the water, Middlesex provides abundant opportunities for boating, fishing, and simply soaking in breathtaking Rappahannock River vistas. Whether you’re dreaming of a cozy cottage with a dock or a spacious family retreat with water views, Middlesex County presents the perfect canvas for your waterfront lifestyle. Here, the pace slows down, allowing you to savor every sunrise over the river and every conversation with friendly locals. It’s more than just a getaway; it’s a place where cherished memories are made, and the simple joys of coastal living are celebrated every day.

Richmond County
Discover Serenity in Richmond County: A Hidden Northern Neck Gem
Not to be confused with the bustling Richmond City, Richmond County offers a tranquil retreat for those seeking the quintessential Northern Neck experience. This serene enclave presents a stark contrast to more developed areas, providing a haven for nature lovers and privacy seekers alike. Less densely populated than its neighbors Lancaster and Northumberland, Richmond County boasts vast stretches of unspoiled landscapes, from lush forests and vast tracts of farmland to pristine waterfront vistas. The absence of extensive commercialization preserves the area’s natural beauty and laid-back charm, making it an ideal choice for those looking to truly escape the frenetic pace of urban living. Here, you’ll find a slower rhythm of life, where peaceful mornings are punctuated by the calls of waterfowl and evenings are painted with spectacular sunsets over the Rappahannock River. Whether you’re dreaming of a secluded waterfront property or a quiet country estate, Richmond County offers the perfect backdrop for those seeking to reconnect with nature and embrace a more relaxed way of life. It’s not just a place to live; it’s a sanctuary where the pressures of the outside world melt away, leaving you free to savor the simple pleasures of coastal country living.

Westmoreland County
The Gateway to Northern Neck Living
For those seeking the perfect balance between urban accessibility and coastal retreat, Westmoreland County emerges as the jewel of the Northern Neck. Its strategic location offers a significantly shorter drive time from Northern Virginia and Washington, D.C., making it increasingly popular among NoVa residents looking for a weekend escape or a future retirement haven. While still primarily a second home market, Westmoreland County provides the unique advantage of being closer to the metropolitan areas compared to other parts of the Northern Neck. This proximity allows homeowners to more easily maintain their city connections while enjoying the serene waterfront lifestyle that defines the region. More populated than some of its neighboring counties, Westmoreland offers a vibrant community feel without sacrificing the peace and tranquility that draw people to the area. Whether you’re dreaming of lazy weekends by the Chesapeake Bay or planning for a future where work and leisure seamlessly intertwine, Westmoreland County presents an irresistible opportunity to own your slice of coastal paradise without venturing too far from urban amenities.